I got a text message from AT&T reminding me to buy insurance on my phone. I usually buy AppleCare but probably won't even do that again. Curious, I read about this policy on the AT&T Web site. I found this:
Claims may be fulfilled with a new or remanufactured device. Device color, brand, model, features and accessory compatibility are not guaranteed.
So I pay almost $50 a year for a policy that may get me a refurbished iPhone 4 to replace my iPhone 5? Does anyone actually fall for this?